JOB PURPOSE 
Responsible for leading and managing the overall Mobile Money business and performance of the Mobile Money P&L entity – reporting into the CEO Mobile operator and group Mobile Money Head - this role will be Responsible for analysis and defining customers and market requirements and trends to ensure that the business achieves it set goals. 

MAIN DUTIES AND RESPONSIBILITIES 
• Develop Mobile Money business plan including constructing and maintaining the critical Mobile Money Eco System. Support the development and execution of the agreed business plan 
• Define product roadmap in line with Group IT, Revenue Assurance, Finance & Commercial requirements 
• Engage effectively with the country Executive Committee team plus other Opco supporting functions 
• Engage partner banks, group, regulators, consultants and partners in service development 
• Monitor competitor activity, banks, MFI and MTNO’s activities & technological advancements to ensure M-commerce is competitive and profitable. 
• Define product objectives 
• Coordinate with legal and regulatory teams on effectively managing regulatory requirements 
• Oversee, track and make timely recommendations to ensure the operation achieves the agreed Mobile Money annual operating plan KPI’s and objectives 
• Ensure all Processes are in line with defined business processes as well as legal, banking and regulatory requirements 
• Provide recommendations based on understanding of competitor offerings as well as global best practice including but not limited to banks, MFI and MTNO’s activities & technological advancements to ensure Mobile Money is competitive 

Work closely with other departments: 
Procurement, supplier development 
IT, for product performance information and tariff setting 
Commercial team for the launch of new products 

Must speak French and English
Bank
Retail banking
In development countries


REQUIREMENTS 
Business awareness 
Strong leadership skills 
Excellent interpersonal skills with ability to work effectively across a wide range of cultures. 
Strong analytical skills and problem solving skills 
Excellent planning skills 
High personal standards and goal oriented 
Excellent and effective communications skills, both orally and in writing 
Strong coaching skills 
Culture sensitivity 8+ years with University Degree in business, sales or marketing; at least 5 years leadership experience 
Mobile Banking experience a distinct advantage and Business Management experience mandatory 
IT literacy 
Proven ability to analyse complex business issues and identify, design and implement effective practical recommendations 
Able to handle, prioritize, multiple projects simultaneously 
Able to operate in a performance driven organisation 

Not mentionned